In our Bankruptcy Practice, we represent debtors in Chapter 7, 11, and 13 bankruptcy matters. Chapter 7 Bankruptcy One of the primary purposes of bankruptcy is to discharge certain debts to give an honest individual debtor a “fresh start”. Chapter 11 Bankruptcy Chapter 11 is a chapter of the United States Bankruptcy Code, which permits reorganization under the bankruptcy laws of the United States. Chapter 13 Bankruptcy Chapter 13 bankruptcy is a reorganization of debts designed to help property owners keep their homes, cars and other valuable assets while getting a handle on debts.